Well, I did it. I went in and deleted Amazon Prime. Gone. No more of the days of getting something next day air for free. It was a fun experiment, but I’ve grown old with paying $100+ (about $120 as of this post) a year so I can get something …
Stacking Wood
I picked up a new wood shed a little late in the year, as it took a full month to get it even after ordering. The wait was worth it. 6 x 10 and holds roughly 3 cords. Whomever invented this deserves the Nobel peace prize. What would have taken …
The Pitfalls of Trying to Maximize My Returns
I am currently stuck. I sit around nightly vexing over all the different ways I can invest, their returns, risk and my trying to to maximize the % return and weighing all the different options. Real estate? Should I go for single family, duplex, in-town, out of state? Maybe owning …
Time to Rethink Our Emergency Fund
After paying off the houses and contacting the insurance companies to get the bank taken off the binder, I was wondering about the next steps. I called and increased the umbrella insurance policy but that may need to be revisited. Other than that, the next thing that came to mind …
Own vs Rent – Here is the Math
I got tired of all the arbitrary rent a house versus own a home posts and comments in the world, with everyone spouting their opinion but really had very little information to back it up. I opened up my excel sheet and went to work. I ran the numbers via …
Ivory Mortgage Button
During whaling times, the custom of fashioning a small round button from a section of Sperm Whale tooth and having it mounted to the top of the newel post of your home became popular. The presence of a Newel Post Button told visitors that there were no liens on the …
Acorns, It’s Not You, It’s Me.
When I originally started my robo-investment experiment that I wrote about here: https://carterbrown.com/betterment-vs-acorns-vs-robinhood-an-experiment/ I had no idea how long it was going to go on. Betterment lost out early on as their side by side returns were much lower than Acorns and Acorns had the better (in my opinion) platform …