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We recently picked up a new boat. It goes completely against all of my "cheap fun" toys and how we normally spend money. To me, cheap fun as I call it, means buying an adult toy (car, boat, motorcycle, etc) used and at a good discount. This way I can drive it around for years and turn around and resell it for basically what I bought it for. Since motorized toys don't usually go to zero, there is a price point where you can own one and lose very little money on it all-the-while enjoying your purchase. This was not that purchase. scarab 215 jet boat This Scarab is a dual 150 hp engine jet boat that will leap out…

Spent some time up at the lake, fishing, swimming and watching sunsets. Not to get all mushy, but watching the sunsets was actually a very relaxing and enjoyable event. Even during the height of the July weekends (tourist time) the lake was quite empty when the sun was going down. We would make our way out into the "broads" (the middle of the lake), cut the motor and just let the wind catch the boat broad-side and we would gently drift. Only because the wind caught us I knew we were drifting, but otherwise, no discernable movement was noticed. Even when jumping off the boat in 100+ feet of water, the force of your feet pushing against the boat would…

We all collect things. I think that is human nature. Items we deem are rare and valuable. We loom for them, spend lots of money on those trinkets, and care for them... Even display them. But how are you treating yourself? I find myself in this predicament. I've been working very hard at work with the transfer of ownership, working around the house, as I get put in a new brick walkway, working to make sure my daughter who cannot drive yet it's getting where she needs to be and burning the candle at both ends as I stay up late and get up early. I have collections of guns, watches, coins, etc. I clean, take care of them, and…

I got tired of all the arbitrary rent a house versus own a home posts and comments in the world, with everyone spouting their opinion but really had very little information to back it up. I opened up my excel sheet and went to work. I ran the numbers via made up data and also real world data using my personal experience (as a home owner for 20 years using my real world relevant numbers). In almost every scenario it was better to own than to rent. Yes, you read that right. Ownership has its perks. Rentals do have their place but it truly depends on time frame (how long you will live there) and the size of the rental.…

During whaling times, the custom of fashioning a small round button from a section of Sperm Whale tooth and having it mounted to the top of the newel post of your home became popular. The presence of a Newel Post Button told visitors that there were no liens on the property. Hence, over time, the name changed to Mortgage Button. I ordered one a month ago as we paid off the house. It is installed now and while very few visitors go there or will even understand it, all that matters is that we know what it is and what it means to us, so we can smile every time we go by.

Summer is almost upon us, and while it doesn't feel like it where I love - cold, damp, rainy, the forever spring it seems - the calendar is telling me otherwise and the sun is staying out longer. As soon as the weather cooperates it will be time to get the guys together for some drinks and a fire. I started with the pits I put in last year. Added some play sand on top and lined the side with some old bricks for a classy look. While these don't have the nice cement runways on the side, I don't feel we need them for how we are going to be playing. Only time will tell. Something I can always…

I'm going to take a moment from my regularly scheduled blogging to post a more-than-humble brag today. Today marks the date when my wife and I can call ourselves 100% debt free. We have no debts what-so-ever. No credit cards owed, no car payments owed and we own our homes outright! No, we will not be on the Dave Ramsey show. It's been a long time coming. Lots of long hours, hard work, saving and not splurging on trips and on "want" items. The couch in our living room was one that was given to us. The dogs of torn up the chairs and our deck is falling apart. No worries, already hired a company to come out and replace…

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